信用卡分期付款费率表

产品类型

利率

利息收 取方式

3期

6期

9期

12期

18期

24期

36期

48期

60期

灵活分期

单期利率

按期收 取利息

0.55%

0.60%

0.60%

0.60%

0.65%

0.66%

0.66%

-

-

基准利率

1.65%

3.60%

5.40%

7.20%

11.70%

15.84%

23.76%

-

-

近似折算年化利率

9.87%

12.24%

12.78%

13.03%

14.30%

14.54%

14.41%

-

-

总账分期

单期利率

按期收 取利息

0.55%

0.60%

0.60%

0.60%

0.65%

0.66%

0.66%

-

-

基准利率

1.65%

3.60%

5.40%

7.20%

11.70%

15.84%

23.76%

-

-

近似折算年化利率

9.87%

12.24%

12.78%

13.03%

14.30%

14.54%

14.41%

-

-

账单分期

单期利率

按期收 取利息

0.70%

0.70%

0.70%

0.70%

0.70%

0.70%

0.70%

-

-

基准利率

2.10%

4.20%

6.30%

8.40%

12.60%

16.80%

25.20%

-

-

近似折算年化利率

12.56%

14.26%

14.88%

15.16%

15.36%

15.38%

15.23%

-

-

现金分期

单期利率

按期收 取利息

0.80%

0.72%

0.72%

0.70%

0.72%

0.72%

0.72%

-

-

基准利率

2.40%

4.32%

6.48%

8.40%

12.96%

17.28%

25.92%

-

-

近似折算年化利率

14.34%

14.66%

15.29%

15.16%

15.79%

15.80%

15.64%

-

-

装修分期

单期利率

按期收 取利息

-

0.60%

-

0.60%

-

0.60%

0.60%

0.60%

0.60%

基准利率

-

3.60%

-

7.20%

-

14.40%

21.60%

28.80%

36.00%

近似折算年化利率

-

12.24%

-

13.03%

-

13.27%

13.17%

13.01%

12.83%

车位分期

单期利率

按期收 取利息

-

0.60%

-

0.60%

-

0.60%

0.60%

-

-

基准利率

-

3.60%

-

7.20%

-

14.40%

21.60%

-

-

近似折算年化利率

-

12.24%

-

13.03%

-

13.27%

13.17%

-

-

天彩金

年利率

按期收 取利息

8.40%

分期提前还款违约金比例

提前全部还款收取剩余未分摊利息的50%，最高收取200元。

分摊撤销

10元/笔